by Hereford Group | Jan 29, 2024 | Market Overview
Local Market After two calendar years of weaker returns (5% in 2015 and 2.6% in 2016), market prices produced a respectable 21% in 2017. Despite this move up in prices, the 5 year compounded return for the JSE All Share index is only up to 11.9%. Nevertheless, this is...
by Hereford Group | Jan 29, 2024 | Business Advisory
Moving to Canada can be exciting but also a daunting experience. We lived in Durbanville (Cape Town) with a lovely surrounding of vineyards and mountains but that does seem very distant now to the big city of Toronto. There are so many things to consider during a time...
by Hereford Group | Jan 29, 2024 | Personal Financial Planning
The Personal Financial Planning Process To allow for the protection of your wealth and the creation of financial freedom, it is crucial to follow a clearly defined financial planning process. This process is detailed as follows. Establishing and defining a...
by Hereford Group | Jan 29, 2024 | Estate Planning
Although death and taxes are certain, people are always looking for ways to minimise taxes upon death. In certain instances, people are not even aware of the tax consequences upon death. They may have to pay in excess of 30 percent in costs and taxes – capital...
by Hereford Group | Jan 29, 2024 | Trusts
Firstly, a warning to anyone selling or buying property to/from a trust – have your lawyer check upfront that you are adequately protected by the terms of the sale agreement. The problem is that contracting with trusts has its own specific set of rules and, as a...
