by Hereford Group | Jan 31, 2023 | General, Personal Financial Planning, Wealth & Investments
We all need to pay taxes. This is obvious and not something that can be argued with. No country can survive without taxation and it is the chief source of income for any Governing party. For many reasons, however, which we don’t need to go into here, a lot of tax...
by Hereford Group | Jan 31, 2023 | General, Personal Financial Planning, Wealth & Investments
In this month of romance we may be reminded of the title of the Bonny Tyler song ‘I need a hero,’ an impassioned plea from a woman to find a lover who will fight for her and make her feel safe. It is also a plea that many investors may echo when deciding on what...
by Hereford Group | Jan 9, 2023 | General, Personal Financial Planning, Wealth & Investments
No doubt as the clock struck midnight on Dec 31st somebody at your party, in your family or some doomsday Social Media forecaster said ‘’Oh 2023 will just be more of the same old…! (expletives left to the imagination) It seems that since COVID-19 happened so...
by Hereford Group | Jan 9, 2023 | Personal Financial Planning, Wealth & Investments
The recent Soccer World Cup was a pretty good illustration of how the best-laid plans can come to nothing and that sometimes goals are nothing but just hit or miss. There was no doubt that every team came to play with the intention of winning, but it was clear that in...
by Hereford Group | Nov 30, 2022 | Personal Financial Planning, Wealth & Investments
There are good reasons to review your financial year as we near the end of 2022. We all know it was a tough and challenging year with energy costs reaching inflationary levels unseen for many years in some parts of the world consequently affecting all other costs and...
by Hereford Group | Nov 30, 2022 | Personal Financial Planning, Wealth & Investments
The economic outlook for 2023 is not very positive and as we continue with the Russia/Ukraine war and the ensuing energy crisis economists are predicting a recession for the USA which inevitably spreads to a global recession. Here in South Africa productivity is low,...